15, 20, and 30 year fixed rate home loans represent the "gold standard" for today's safest home loan programs. These loans are fully amortized with no balloon payment and no further adjustments.
Loan amounts are available as follows:
|
Loan Type
|
Min./Max Loan Amt
|
Also Known as:
|
|
Conforming Loans (1)
|
$100,000 to $417,000
|
Agency Conforming Loans
|
|
Temporary High Limit Loans (2)
|
$417,001 to $729,750
|
Agency Jumbo Loans
|
|
Jumbo Loans (3)
|
$729,750 to $2,000,000
|
Non-Agency Loans
|
|
Super Jumbo Loans (4)
|
$2,000,100 to $4,000,000
|
Super Non-Agency Loans
|
|
Estate Loans (5)
|
$4,000,100 plus
|
Estate Financing
|
(1) The lowest interest rates of all fixed rate options and the most widely available
(2) Slightly higher rates than conforming loans - Temporarily available by Federal Mandate until further notice
(3) Slightly higher rates than Temporary High Limit - 15 and 30 year fixed rate options available on a limited basis
(4) The next highest interest rates - 15 and 30 year fixed rate options even more limited
(5) Generally the highest interest rates - 15 and 30 year fixed available on a case-by-case basis
For a sample of current interest rates, click here
To apply for a loan, click here
15, 20, and 30 year fixed rate home loans represent the "gold standard" for today's safest home loan programs. These loans are fully amortized with no balloon payment and no further adjustments.
Loan amounts are available as follows:
|
Loan Type
|
Min./Max Loan Amt
|
Also Known as:
|
|
Conforming Loans (1)
|
$100,000 to $417,000
|
Agency Conforming Loans
|
|
Temporary High Limit Loans (2)
|
$417,001 to $729,750
|
Agency Jumbo Loans
|
|
Jumbo Loans (3)
|
$729,750 to $2,000,000
|
Non-Agency Loans
|
|
Super Jumbo Loans (4)
|
$2,000,100 to $4,000,000
|
Super Non-Agency Loans
|
|
Estate Loans (5)
|
$4,000,100 plus
|
Estate Financing
|
(1) The lowest interest rates of all fixed rate options and the most widely available
(2) Slightly higher rates than conforming loans - Temporarily available by Federal Mandate until further notice
(3) Slightly higher rates than Temporary High Limit - 15 and 30 year fixed rate options available on a limited basis
(4) The next highest interest rates - 15 and 30 year fixed rate options even more limited
(5) Generally the highest interest rates - 15 and 30 year fixed available on a case-by-case basis
For a sample of current interest rates, click here
To apply for a loan, click here