Current Home Loan Rates and Programs

Because of the current state of constantly changing interest rates, and in the interests of accuracy, we have made the decision to temporarily discontinue the posting of residential interest rates at this site.

Please call (800) 877-7347 for current pricing and a customized quote based on your financial situation.

Mortgage Plan currently offers the following residential programs.

--Purchase loans, rate/term refinances, "cash-out" refinances, and home equity lines of credit
--10, 15, 20, and 30 year fixed rate
--3, 5, 7, and 10 year Fixed/Adjustable loans
--3 and 5 year fixed/adjustable STATED INCOME loans (Paystubs, W-2's, and tax returns not needed)
--Conforming loan amounts to $729,250
--Jumbo residential loans up to $5 million
--Jumbo loan amounts for estate properties up to $20 million
--Purchase financing up to 90% loan-to-value (most lenders are limited to 85% because of California declining markets)
--Lot loans up to 90% loan-to-value (most lenders are limited to 50% LTV)
--Reverse Mortgages up to $1 million (must be 62 years or older to qualify)
--Programs for borrowers with poor credit
--Private Investor financing for difficult situations

--Commercial, Industrial, and Multi-Family loans from $300,000 to $30,000,000
--Stated Income Commercial First and Second Trust Deeds
--Major loans with "No Income or Asset Verification"
--Business Acquisition loans with real estate or no real estate component
--Accounts Receivable Factoring